AACI has learned that the new Health Care Reform Bill as proposed by the US Senate contains a $750 per year Excise Tax per person for all US Citizens living outside the US.
The proposed law requires all US citizens regardless of country of residence to buy into one of the proposed US insurance plans or pay $750 per person per year Health Insurance Excise Tax. 
The proposed US insurance plans will not cover medical expenses outside the US. 
This will force us to pay for health insurance we cannot use.
A similar Health Care Bill has already been passed by the US House of Representatives.  However, in that bill, all US citizens residing abroad are exempt from the Excise Tax.  Unless we are exempted by both the House bill and the Senate bill, we could be taxed when the two bills are merged.
The Senate is currently debating its bill and is close to bringing to that bill to a vote.  We need to urge our Senators to exempt us from the Excise Tax in their bill.
AND we need to act NOW!
Click here for a sample letter which you can personalize. 
 
To register your opposition, you must FAX your objections whether using the attached letter or one of your own making.  Emailing does not have the same impact.  When you FAX a letter, the letter is immediately seen and counted.  Be sure to sign it and give your Israeli Address.  This validates the FAX.
To help you, AACI is providing you with a link to the names and fax numbers of every US Senator.
AACI urges every US citizen to contact their two US Senators and voice their opposition to this Excise Tax for US citizens residing abroad.
We can make our voices heard!
Click here for address information on your representative
Click here for fax number.
 
 


The Honorable …
United States Senate
Washington, DC 20510
 
                                                                                                             (Date)
 
RE: America’s Healthy Future Act of 2009
 
Dear Senator …,
 
As one of your constituents who resides outside of the United States, I was shocked to learn that the U.S. Senate’s America’s Healthy Future Act of 2009 bill, as currently worded, will cause great hardship to American citizens living outside the United States. I bring this to your attention, so that it can be corrected.
 
U.S. Citizens who are bona fide residents in foreign countries are in most instances obliged to pay for health insurance plans in their country of residence and will not benefit from the new U.S. health system. As such, the proposed excise tax is an unfair burden on us.
 
I urge you to recommend that the Senate bill be brought into agreement with the House bill "America’s Affordable Health Choices Act of 2009" (H.R. 3200)  which specifically exempts overseas Americans from the excise tax on not subscribing to a U.S. domestic health plan under Section 401 of the Act.
 
I thank you most sincerely for your attention to this important issue and trust that you will do all that is necessary to bring about the change in the text of the proposed legislation.
 
Sincerely yours,
 
 
(Your Name)
(Your Address in Israel)

Click here for address information on your representative.

 


Fax Numbers for the Current US Senators by State as of Nov 11, 2009
 
Alabama
            Jeff Sessions – 202-224-3149
            Richard Shelby – 202-224-3416
Alaska
            Mark Begich – 202-224-2354
            Lisa Murkowski – 202-224-5301
Arizona
            Jon Kyl – 202-224-2207
            John McCain – 202-228-2862
Arkansas
            Blanche Lincoln – 202-228-1371
            Mark Pryor – 202-228-0908
California
            Barbara Boxer - 202-224-0454
            Dianne Feinstein – 202-228-3954
Colorado
            Michael Bennet – 202-228-5036
            Mark Udall – 202-224-6471
Connecticut
            Christopher Dodd – 202-224-1083
            Joseph Lieberman – 202-224-9750
Delaware
            Thomas Carper – 202-228-2190
            Edward Kaufman – 202-228-3075
Florida
            George LeMieux – 202-228-5171
            Bill Nelson – 202-228-2183
Georgia
            Saxby Chambliss – 202-224-0103
            Johnny Isakson – 202-228-0724
Hawaii
            Daniel Akaka – 202-224-2126
            Daniel Inouye – 202-224-6747
Idaho
            Mike Crapo – 202-228-1375
            James Risch – 202-224-2573
Illinois
            Roland Burris – 202-228-3333
            Richard Durbin – 202-228-0400
Indiana
            Evan Bayh – 202-228-1377
            Richard Luger – 202-228-0360
  
Iowa
            Chuck Grassley – 202-224-6020       
            Tom Harkin – 202-224-9369
Kansas
            Sam Brownback – 202-228-1265
            Pat Roberts – 202-224-3514
Kentucky
            Jim Bunning – 202-228-1373
            Mitch McConnell – 202-224-2499
Louisiana
            Mary Landrieu – 202-224-9735
            David Vitter – 202-228-5061
Maine
            Susan Collins – 202-224-2693
            Olympia Snowe – 202-224-1946
Maryland
            Benjamin Cardin – 202-224-1651
            Barbara Mikulski – 202-224-8858
Massachusetts
            John Kerry – 202-224-8525
            Paul G. Kirk Jr.- 202-224-2417
Michigan
            Carl Levin – 202-224-1388
            Debbie Stabenow – 202-228-0325
Minnesota
            Al Franken – 202-224-0044
            Amy Klobuchar – 202-228-2186
Mississippi
            Thad Cochran – 202-224-9450
            Roger Wicker – 202-228-0378
Missouri
            Christopher Bond – 202-224-8149
            Claire McCaskill – 202-228-6326
Montana
            Max Baucus – 202-228-1493
            Jon Tester – 202-224-8594
Nebraska
            Mike Johanns – 202-228-0436
            Ben Nelson – 202-228-0012
Nevada
            John Ensign – 202-228-2193
            Harry Reid – 202-224-7327
New Hampshire
            Judd Gregg – 202-224-4952
            Jeanne Shaheen – 202-228-3194
 
New Jersey
            Frank Lautenberg – 202-228-4054
            Robert Menendez – 202-228-2197
New York
            Kirsten Gillibrand – 202-228-0282
            Charles Schumer - 202-228-3027
New Mexico
            Jeff Bingaman – 202-224-2852
            Tom Udall – 202-228-3261
North Carolina
            Richard Burr –202-228-2981
            Kay Hagan – 202-228-2563
North Dakota
            Kent Conrad – 202-224-7776
            Byron Dorgan – 202-224-1193
Ohio
            Sherrod Brown – 202-228-6321
            George Voinovich – 202-228-1382
Oklahoma
            Tom Coburn – 202-224-6008
            James Inhofe – 202-228-0380
Oregon
            Jeff Merkley – 202-228-3997
            Ron Wyden – 202-228-2717
Pennsylvania
            Robert Casey – 202-228-0604
            Arlen Specter – 202-228-1229
Rhode Island
            Jack Reed – 202-224-4680
            Sheldon Whitehouse – 202-228-6362
South Carolina
            Jim DeMint – 202-228-5143
            Lindsey Graham – 202-224-3808
South Dakota
            Tim Johnson – 202-228-5765
            John Thune – 202-228-5429
Tennessee
            Lamar Alexander – 202-228-3398
            Bob Corker – 202-228-0566
Texas
            John Cornyn – 202-228-2856
            Kay Bailey Hutchinson – 202-224-0776
Utah
            Robert Bennett – 202-228-1168
            Orrin Hatch – 202-224-6331
 
Vermont
            Patrick Leahy – 202-224-3479
            Bernard Sanders – 202-228-0776
Virginia
            Mark Warner – 202-224-6295
            Jim Webb – 202-228-6363
Washington
            Maria Cantwell – 202-228-0514
            Patty Murray – 202-224-0238
West Virginia
            Robert Byrd – 202-228-0002
            John Rockefeller – 202-224-7665
Wisconsin
            Russell Feingold – 202-224-2725
            Herb Kohl – 202-224-9787
Wyoming
            John Barrasso – 202-224-1724
            Michael Enzi – 202-228-0359
           
 
Commonly Asked Questions and Answers
 
Regarding health insurance questions: 
The specifics of the insurance that will be available, when it will be available and at what cost have not yet been determined by either the House or Senate Healthcare Bills.  They will be determined if or when a compromise bill is approved by both the House and Senate and signed by the President.

However, both bills do include an excise tax for non-participants.  The House bill exempts us from this tax, the Senate bill does not.  That is why we are bringing this issue to your attention and asking you to voice your concern to your Senators.
 
1. I participate in Medicare – will I still have to pay the excise tax?
 
As of this writing, Medicare is not specifically named as one of the approved health care plans. Therefore we suggest you fax your objections to the excise tax.
 
2. If a citizen living abroad pays the $750 will they be covered when in the U.S. on visits?
 
Payment of the excise tax will not cover you in the US; you will get no insurance benefit for paying this tax. The excise tax will be a penalty you pay for not participating in one of the authorized health plans. You will still need to purchase travel insurance.
 
3. Is that amount the same for everyone regardless of income? If someone is a student, retiree, child, otherwise unemployed still required to pay it?
 
The excise tax mentioned in the Senate bill will be the same for everyone.
 
4. In the version without the excise tax can citizens living abroad opt to pay it and get the insurance while in the U.S.?
 
Paying the excise tax will NOT give you healthcare coverage. In the House version and the Senate version, US citizens living abroad CAN choose to buy into one of the approved insurance plans. Once the various plans are approved, you can determine if any of them are appropriate to your needs.  From previous experience, you cannot rely on these plans for coverage outside the U.S.
 
5. Is there a site where I can get a copy of the proposed bill written in layman terms?
 
Unfortunately, as of yet, there is no such creature. This is because the bill is still being debated with amendments added and sections changed. We at AACI have become aware the issue of the excise tax and are bringing it to everyone’s attention.
 
6. I have lived in several states prior to making Aliyah. To which Senators do send my faxes?
 
Under federal election law, the Senators from the state in which you last resided prior to making Aliyah are the ones to receive your faxes.
 
7. Wouldn't this excise tax be covered under the tax treaty between the US and Israel; since we pay an Israeli health tax, wouldn't this be deducted from the US tax?
 
The specific issue of the US/Israeli tax treaty has not been addressed in either of House or Senate bills. This excise tax is applicable to ALL US citizens living outside the US, not just those in Israel. 
 
8. If the bill goes through with the excise tax, how is it going to be enforced?
 
All excise taxes are added to the taxpayers’ final tax liability owed to the IRS.
 
9. If Americans living outside the US do not pay the excise tax, how would they pay for their medical care if they became ill or injured on a visit to the US?
 
The excise tax will not provide any medical coverage to anyone.  It is merely a tax on people who choose not to participate in any of the American Approved Health Care Plans (to be determined at a later date).  Americans living abroad can choose to participate in one of Approved Plans and pay for it (costs are unknown at present) or can purchase travel insurance here in Israel.  It is unknown if any of the approved plans will provide services outside the U.S. Neither Medicare nor Medicaid provide such services.
 
 
 Is AACI opposed to the Healthcare Reform bills?
 
 Absolutely not!  AACI is neither for or against these bills.  What we are against is the excise tax on US citizens living abroad. 
 
 
 
 
 
 
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AACI & Komen Israel Race for the Cure
 
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Kosher Thailand
 
 
 
 
 
 
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